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Not sure if a home warranty makes sense or if it is worth buying? Home insurance, also called homeowners insurance, covers losses and damages to your private residence and its contents, such as furniture, valuables, clothes, and electronics. Georgia homeowners pay $2,173 annually, on average, for a home insurance policy with a $1,000 deductible and $300,000 in dwelling coverage, insurify data shows. Georgia dream down payment assistance:

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